1. TKC Think Tank Virtual Internship Program

• Organization: Takshashila Consulting
• Duration: 01/09/2024 – 28/09/2024
• Location: Roorkee, India
• Responsibilities:
  • Comprehensive data analysis
  • Stakeholder engagement
  • Evidence-based recommendations
  • Integrated development framework
  • Monitoring and evaluation plan

During my internship at Takshashila Consulting for the TKC Think Tank Virtual Internship Program, I was entrusted with a range of responsibilities that honed my analytical, strategic, and organizational skills in public policy and consulting.

My first key responsibility was comprehensive data analysis. This involved gathering, organizing, and interpreting large datasets to extract insights that informed various strategic decisions. I worked extensively with data relevant to economic development, public policy, and social issues, and applied statistical methods to ensure accurate and meaningful interpretations. This role demanded a strong grasp of both qualitative and quantitative analysis techniques, allowing me to distill complex data into actionable insights that aligned with the broader objectives of the think tank. Through this task, I developed a nuanced understanding of data analysis and its significance in shaping evidence-based policies.

Another crucial responsibility was stakeholder engagement. Working with Takshashila Consulting exposed me to various stakeholders, including policymakers, industry experts, and community representatives. My role involved organizing and participating in meetings, where I communicated findings from our research, presented policy recommendations, and gathered feedback to refine our approach. This experience enhanced my communication skills and taught me the importance of considering diverse perspectives to build inclusive and impactful policies. Engaging with stakeholders also provided insights into their expectations and concerns, which was essential for developing solutions that could gain broad support.

The next area of focus was evidence-based recommendations. As part of my internship, I was tasked with formulating strategic recommendations derived from rigorous research and analysis. I collaborated with team members to assess various policy options, identify potential challenges, and propose solutions grounded in data and stakeholder insights. This experience emphasized the importance of substantiating recommendations with reliable evidence and showed me how carefully crafted policies can influence real-world outcomes. Crafting evidence-based recommendations taught me the value of a meticulous approach and underscored the responsibility that comes with providing advisory input to policymakers.

I was also involved in the integrated development framework, where I contributed to designing frameworks that took into account social, economic, and environmental factors. This role required a multidisciplinary approach, integrating insights from various fields to create comprehensive models for sustainable development. I learned to view policy issues from multiple angles and to prioritize solutions that balanced immediate needs with long-term sustainability. This experience fostered a holistic mindset and reinforced the significance of creating frameworks that promote resilient and adaptable systems.

Finally, I played a role in the monitoring and evaluation plan for our projects. I assisted in setting up metrics and benchmarks that allowed us to track the effectiveness of implemented policies and programs. This responsibility involved designing evaluation criteria, collecting relevant data, and analyzing outcomes to assess progress and identify areas for improvement. Working on monitoring and evaluation highlighted the importance of accountability in policy implementation and taught me how continuous assessment can drive incremental improvements. This experience also provided me with valuable skills in project management and performance assessment, reinforcing the need for transparency and adaptability in public policy initiatives.

2. Summer Intern

• Organization: Power Finance Corporation Limited
• Duration: 20/05/2024 – 20/08/2024
• Location: New Delhi, India
• Responsibilities:
  • Research & assessment in fund management
  • Analyzed the effectiveness of digital platforms
  • Consulting for financial transparency & operational efficiency
  • Contributing to FinTech integration in fund management

During my internship at Power Finance Corporation Limited (PFC), I was actively involved in various aspects of fund management, digital platform analysis, financial consulting, and the integration of FinTech solutions. This role provided invaluable experience in understanding the nuances of financial operations within a large public-sector organization and enabled me to develop practical insights into financial technology and management.

My primary responsibility was to conduct research and assessment in fund management. This task required an in-depth study of PFC’s fund management practices, with a focus on optimizing fund allocation and maximizing returns. I analyzed trends in capital flows and evaluated investment opportunities within the parameters of PFC’s strategic objectives. This responsibility demanded a solid understanding of both short-term liquidity management and long-term fund allocation strategies, enabling me to contribute insights that could aid in better financial planning and resource optimization. This experience sharpened my analytical skills and deepened my knowledge of fund management in the context of public sector financial institutions.

Another critical area of focus was analyzing the effectiveness of digital platforms utilized by PFC for its financial operations. I assessed various digital tools and platforms for their efficiency, user-friendliness, and adaptability to PFC’s unique needs. This involved studying platform functionality, measuring operational metrics, and identifying bottlenecks that could hinder PFC’s financial processes. By examining the digital infrastructure, I provided feedback that aimed to enhance the user experience, streamline workflows, and improve the reliability of these platforms. This analysis underscored the importance of robust digital solutions in managing large-scale financial operations and reinforced my understanding of how technology can be leveraged to improve financial management.

As part of my role, I also contributed to consulting efforts for financial transparency and operational efficiency. This involved collaborating with various departments to identify areas where transparency could be improved, especially in terms of reporting and accountability. I worked on developing recommendations to enhance the clarity and accessibility of financial data, which was essential for both internal stakeholders and external regulators. Additionally, I was involved in creating strategies to streamline PFC’s operational processes, which helped reduce redundancies and improve overall efficiency. This responsibility was pivotal in showing me the significance of transparency and efficiency in public finance and taught me how to approach these issues in a structured, results-oriented manner.

Another substantial responsibility was contributing to FinTech integration in fund management. PFC was exploring ways to incorporate advanced FinTech solutions to modernize its fund management practices, and my role involved researching viable FinTech applications and presenting findings on their potential benefits. I examined various technologies, including digital payment systems, automated fund tracking tools, and data analytics platforms, to evaluate how they could be integrated into PFC’s existing systems. By focusing on innovations that could enhance transaction speed, accuracy, and data-driven decision-making, I contributed to PFC’s goal of building a more agile, tech-driven approach to fund management. This experience gave me insight into the transformative power of FinTech in traditional financial settings and reinforced my commitment to advancing digital solutions in finance.

3. Wealthpreneur Intern

• Organization: Bajaj Capital Limited
• Duration: 28/05/2024 – 10/08/2024
• Location: Noida, India
• Responsibilities:
  • Drafted reports
  • Achieved sales target in mutual fund SIPs
  • Onboarded clients for P-Nut Health Mission Project
  • Facilitated client investment portfolios, ensuring financial goals
  • Developed and executed marketing initiatives
  • Used Excel and PowerBI for detailed reporting

During my internship as a Wealthpreneur Intern at Bajaj Capital Limited, I had the opportunity to work on a variety of responsibilities focused on sales, client management, and data analysis, all of which played a critical role in my development as a finance and marketing professional. This internship provided me with valuable insights into financial advisory, portfolio management, and data-driven marketing, particularly in the wealth management domain.

One of my key responsibilities was drafting reports on various financial products and client portfolios. This task required me to analyze data from multiple financial products, synthesize the information, and create comprehensive reports that could inform both the clients and the internal teams. The reports included summaries of client portfolios, performance analysis of different investment options, and recommendations for potential adjustments to meet the clients’ evolving financial goals. Drafting these reports demanded attention to detail and clear communication, helping me sharpen my analytical skills and improve my ability to convey complex information in a straightforward manner.

Another significant aspect of my role was achieving sales targets in mutual fund SIPs (Systematic Investment Plans). Bajaj Capital had set specific sales targets for mutual fund SIPs, which required me to not only understand the products in depth but also communicate their benefits effectively to prospective clients. I worked closely with the sales team to develop strategies that would appeal to different client demographics, enhancing my understanding of customer preferences and behavior in the investment domain. Reaching these targets required persistence, a consultative approach, and an ability to address client questions confidently, all of which strengthened my client-facing skills and my ability to work towards challenging targets.

A unique project I was part of involved onboarding clients for the P-Nut Health Mission Project. This initiative aimed to combine health and financial security by encouraging clients to invest in health-oriented financial products. My role included engaging with new clients, explaining the benefits of this mission, and assisting them in the onboarding process. Through this responsibility, I gained experience in relationship management and client acquisition, as well as the importance of aligning financial services with broader health and lifestyle goals.

I also facilitated client investment portfolios to ensure they aligned with the clients’ financial objectives. This involved working directly with clients to assess their risk tolerance, financial goals, and time horizons, and then recommending investment portfolios that suited their needs. I was responsible for tracking the performance of these portfolios and providing clients with updates and suggestions for adjustments based on market conditions. Facilitating these portfolios taught me the importance of customized financial solutions and provided me with practical knowledge of portfolio management in a real-world setting.

In addition, I was tasked with developing and executing marketing initiatives aimed at expanding our client base and raising awareness about our services. I collaborated with the marketing team to create targeted campaigns, both online and offline, that showcased Bajaj Capital’s expertise and highlighted its unique offerings. These initiatives required creativity and strategic thinking, as we worked to differentiate our services in a competitive market. This experience solidified my understanding of marketing strategies within the financial services sector and gave me hands-on experience in driving client engagement.

Lastly, I utilized Excel and PowerBI for detailed reporting, which was crucial for tracking sales, client engagement metrics, and portfolio performance. Through these tools, I generated visual reports that simplified complex financial data, making it easier for both clients and internal stakeholders to understand key metrics. Working with these tools enhanced my technical proficiency and taught me how data visualization can be used to inform decision-making and communicate results effectively.

4. Project Trainee

• Organization: HDFC Bank
• Duration: 11/12/2023 – 11/01/2024
• Location: Roorkee, India
• Responsibilities:
  • Studied HDFC Bank’s financial products
  • Analyzed investment opportunities in retail banking
  • Led collaboration with cross-functional teams
  • Enhanced client satisfaction through strategic optimizations

During my time as a Project Trainee at HDFC Bank, I had the opportunity to work on a series of responsibilities that deepened my understanding of banking products, retail banking investment opportunities, teamwork across departments, and strategies for improving client satisfaction. This experience was invaluable in expanding my knowledge of financial products and processes within one of India’s largest private-sector banks.

A significant part of my role involved studying HDFC Bank’s financial products. This required a thorough review of the bank’s diverse offerings, including savings accounts, fixed deposits, loans, credit cards, and wealth management solutions. My task was to understand the specific features, benefits, and customer demographics targeted by each product. This knowledge allowed me to identify areas where certain products could be marketed more effectively and provided a foundation for advising clients on choosing the right financial products to suit their needs. This responsibility greatly enhanced my product knowledge and helped me appreciate the importance of aligning financial products with client requirements.

In addition to product analysis, I was responsible for analyzing investment opportunities in retail banking. I conducted in-depth research on various investment products, such as mutual funds, fixed deposits, and other savings instruments offered by HDFC Bank, to assess their potential for growth and their appeal to retail banking customers. By analyzing these products, I gained insights into the risk-return profile and suitability of different investments for various customer segments. This involved comparing HDFC’s offerings with those of competitors to understand the competitive landscape and helped me identify opportunities where the bank’s products could stand out. This task sharpened my analytical skills and gave me practical experience in understanding market trends and customer needs in retail banking.

A unique aspect of this role was my responsibility to lead collaboration with cross-functional teams within the bank. HDFC Bank has a highly integrated approach to customer service, and I was tasked with coordinating between departments such as marketing, sales, and customer service to ensure that our strategic initiatives were effectively executed. This collaboration involved organizing meetings, aligning our goals, and addressing any obstacles that could hinder progress. By facilitating communication and ensuring that everyone was aligned with our objectives, I helped improve the efficiency of our projects and fostered a stronger sense of teamwork. This experience taught me the importance of cross-functional collaboration and enhanced my leadership and communication skills.

Finally, I focused on enhancing client satisfaction through strategic optimizations. One of my primary tasks in this area was to identify areas for improvement within the bank’s existing processes that could streamline client interactions and enhance their experience. I analyzed client feedback and worked with the customer service team to address common concerns, implementing minor adjustments to improve response times and service quality. Additionally, I proposed solutions to improve client communication and follow-ups, ensuring that clients felt valued and supported throughout their interactions with the bank. This responsibility emphasized the importance of customer-centric approaches and allowed me to contribute meaningfully to client satisfaction, which is essential in a highly competitive banking industry.

5. Market Research Analyst

• Organization: Fincrux Technologies Limited
• Duration: 13/06/2023 – 17/08/2023
• Location: Lucknow, India
• Responsibilities:
  • Identified high-potential stocks
  • Conducted equity research and implemented trading strategies
  • Researched the healthcare sector

During my role as a Market Research Analyst at Fincrux Technologies Limited, I was engaged in a variety of tasks focused on equity research, stock analysis, and sector-specific research within the healthcare industry. This position provided a comprehensive exposure to financial markets, stock valuation techniques, and the intricate dynamics of the healthcare sector, which enriched my analytical and strategic abilities in investment and market research.

One of my primary responsibilities was identifying high-potential stocks. This task involved scanning the market to identify stocks with promising growth prospects and strong financial performance. I conducted a thorough analysis of company fundamentals, reviewing key financial ratios, revenue growth, profit margins, and market positioning. Additionally, I assessed historical stock performance and examined technical indicators to identify potential entry and exit points. My role required me to stay updated on market trends, financial news, and economic events that could impact stock prices. This responsibility sharpened my ability to make data-driven investment recommendations and provided me with a solid foundation in stock selection and portfolio diversification.

Another crucial aspect of my role was conducting equity research and implementing trading strategies. I carried out in-depth equity research by evaluating individual companies within various industries, including an analysis of their financial statements, competitive landscape, and growth potential. My research extended beyond just examining company fundamentals; it also involved analyzing industry trends, economic indicators, and broader market conditions. I translated my research findings into actionable trading strategies, including short-term and long-term investment plans. Implementing these strategies required careful planning and monitoring of stock performance to achieve favorable returns. This experience taught me the importance of meticulous research, risk management, and adaptability in real-time market scenarios.

Furthermore, my responsibilities included researching the healthcare sector, where I focused on identifying trends, challenges, and opportunities within the industry. The healthcare sector is known for its complexity and regulatory considerations, making it essential to stay informed on policy changes, technological advancements, and consumer preferences. I studied leading companies in the sector, analyzing their product lines, market share, and growth strategies. This research also involved assessing emerging trends, such as the impact of telemedicine, healthcare digitization, and biopharmaceutical developments. By studying these trends, I was able to forecast potential shifts in the sector and identify companies well-positioned for growth. This responsibility provided me with specialized knowledge of the healthcare sector and its potential impact on investment opportunities, allowing me to refine my research techniques and industry analysis skills.

6. Investment Banking Analyst

• Organization: Fincrux Technologies Limited
• Duration: 27/06/2023 – 17/08/2023
• Location: Lucknow, India
• Responsibilities:
  • Profiling and exit strategies
  • Cost-based modeling and convertible note-based investing
  • Focus on customer lifetime value and acquisitions

During my time as an Investment Banking Analyst at Fincrux Technologies Limited, I was tasked with responsibilities that immersed me in core aspects of investment banking, such as strategic profiling, financial modeling, and client acquisition planning. This role enabled me to deepen my understanding of financial analysis, investment strategies, and market trends, providing a valuable foundation in the investment banking domain.

One of my primary responsibilities was profiling and developing exit strategies. This involved creating detailed profiles for potential clients and investment opportunities by analyzing key performance indicators, financial health, and market position. My focus was on identifying clients with robust growth potential and aligning their needs with investment opportunities. Developing exit strategies was equally important, as it required planning effective ways for investors to withdraw from an investment while maximizing returns. I analyzed various scenarios and market conditions to recommend the optimal timing and method for exiting investments. This responsibility taught me the importance of strategic planning in investment banking and the significance of understanding market cycles when advising on entry and exit points.

Another key area of my role was focused on cost-based modeling and convertible note-based investing. Cost-based modeling involved calculating the potential costs, revenues, and risks associated with investment opportunities to evaluate their feasibility. By using financial models, I estimated projected returns and provided insights into cost optimization and profit potential. Additionally, I was involved in analyzing convertible note-based investments, a common tool in early-stage financing. This required an understanding of the nuances of convertible notes, including the conversion process, valuation caps, and discount rates. My role involved assessing how these convertible notes could be strategically employed to attract investments and offer flexible exit options for investors. This responsibility honed my skills in financial modeling and gave me hands-on experience with a widely-used investment instrument in the startup ecosystem.

Another integral part of my responsibilities was conducting analysis with a focus on customer lifetime value (CLTV) and acquisitions. Understanding CLTV was essential to gauge the long-term value that customers could bring to an organization. I analyzed acquisition trends, customer retention rates, and revenue generated from different customer segments to help Fincrux make data-driven decisions regarding client acquisition and retention strategies. This analysis informed strategic decisions on resource allocation and marketing efforts, aiming to maximize profitability and ensure a high return on investment. By focusing on CLTV, I gained insight into the customer-driven aspects of investment banking, learning to evaluate the financial viability of potential acquisitions from a customer perspective. This role emphasized the importance of balancing immediate gains with sustainable growth in acquisition strategies.

7. Police Constable

• Organization: Uttar Pradesh State Police Department
• Duration: 06/12/2015 – 11/07/2023
• Location: Lucknow, India
• Responsibilities:
  • Technical Support Specialist at Government e-Marketplace
  • Supervised in Social Media Cell
  • Technical roles in Surveillance Cell and Integrated Grievance Redressal Cell
  • Operator in Crime and Criminal Tracking Network System
  • Field officer

During my tenure with the Uttar Pradesh State Police Department, I held multiple responsibilities that spanned technical support, supervision, surveillance, and direct field operations. This role provided me with extensive experience in public safety operations, digital surveillance, and grievance redressal, equipping me with a solid foundation in both technical and field-oriented aspects of law enforcement.

A significant aspect of my role was as a Technical Support Specialist at the Government e-Marketplace (GeM). My responsibilities included assisting in the management and maintenance of the online procurement portal used by government agencies. I ensured that procurement operations were smooth, efficient, and compliant with regulatory standards. This role required close attention to detail, proficiency with digital systems, and effective troubleshooting skills to resolve any technical issues promptly. Working with GeM enhanced my understanding of public procurement procedures and digital infrastructure management within a government setting.

In addition, I supervised activities in the Social Media Cell, which involved overseeing social media monitoring and public communications. This role required me to track, analyze, and respond to social media interactions and public feedback. By addressing public concerns and managing communications, I helped to foster a positive relationship between the police department and the community. This responsibility taught me the importance of transparent and responsive communication in building public trust and highlighted the role of social media in modern policing.

My responsibilities also extended to technical roles within the Surveillance Cell and Integrated Grievance Redressal Cell. In the Surveillance Cell, I handled digital surveillance tools to monitor activities relevant to ongoing investigations. This involved operating technical equipment, analyzing data feeds, and assisting in the identification of potential threats or suspicious activities. In the Integrated Grievance Redressal Cell, I focused on managing and resolving public grievances efficiently. This role required me to document, track, and address complaints received from the public, ensuring timely and appropriate resolutions. Working in these cells enhanced my technical expertise and provided insight into the importance of surveillance and grievance redressal for maintaining public safety and satisfaction.

Additionally, I served as an operator in the Crime and Criminal Tracking Network System (CCTNS), a nationwide system aimed at facilitating the tracking of crime and criminal data across the country. My role involved data entry, verification, and retrieval of criminal records to aid in investigations. This system integration allowed for more efficient information sharing among law enforcement agencies, improving the effectiveness of investigations. Working with CCTNS enhanced my data management skills and my ability to handle sensitive information with the utmost care and confidentiality.

Lastly, I served as a Field Officer, a role that involved active participation in field operations, maintaining law and order, and providing assistance during emergencies. This responsibility included patrolling designated areas, ensuring public safety, and responding to incidents when required. As a Field Officer, I gained firsthand experience in handling various situations and learned to make quick, informed decisions under pressure. This role strengthened my situational awareness, resilience, and interpersonal skills, as I regularly interacted with the public and other stakeholders.

My responsibilities at Uttar Pradesh State Police Department included providing technical support for the Government e-Marketplace, supervising the Social Media Cell, technical roles in the Surveillance Cell and Integrated Grievance Redressal Cell, operating within the Crime and Criminal Tracking Network System, and performing field duties. Each of these roles contributed to my development as a well-rounded law enforcement professional with skills in technical support, surveillance, grievance management, data handling, and field operations.